Log In

Prestige Financial Services, Inc.’s Privacy and Data Policy

General Privacy Statement

This Privacy Statement explains how Prestige Financial Services, Inc. (hereinafter Prestige) and its controlled affiliates collect, use and disclose Personal Information. We respect your privacy and the confidential nature of the information that we gather during the course of our relationship with you. By using this site, you consent to this Privacy Policy and any future amendments and additions. If you have additional questions, please contact us at Privacy@gopfs.com or 866-493-9264.

To see how Prestige may share Personal Information and how you may be able to limit certain types of sharing, please see our Privacy Notice.

Effective Date of Policy and Updates to Policy

This Privacy and Data Policy is effective as of January 1, 2020. Prestige reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice online and update the notice's effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

Types of Information and Data We Collect

Prestige may collect Personal Information. Personal Information is information that can be used to identify, locate or contact you. It also includes other information about you that we tie to Personal Information. Prestige may collect the following types of Personal Information:

In the preceding twelve (12) months, Prestige has collected the following categories of Personal Information for a business purpose:

Please note that Personal information does not include:

How We Collect Information and Data

We may collect information as follows:

Directly from you. For example, from forms you complete, your account history, or products or services for which you apply. This applies to the following categories: identifiers; California Customer Records personal information categories; commercial information; professional or employment related information.

From affiliates, dealers and other business partners. For example, credit applications, retail installment contracts, third-party servicing agreements, and other forms you complete with such entities. This applies to the following categories: identifiers; California Customer Records personal information categories; commercial information; internet or other similar network activity; geolocation data; audio, visual, electronic, or similar information; professional or employment related information; educational information that is not publicly available; inferences drawn from other personal information.

From our websites. This applies to the following categories: identifiers; commercial information; internet or other similar network activity; geolocation data; professional or employment related information;

How We Use Information

The information that Prestige collects from and about you is used to increase your service and experience with us and on our websites. We may use your information:

Disclosure of Information

To see how Prestige may share Personal Information and how you may be able to limit certain types of sharing, please see our Privacy Notice.

Disclosure of Personal Information to Third-Party Service Providers

Prestige may disclose your personal information to a service provider for a business purpose. A business purpose may include:

We use third party service providers to process personal information on our behalf. These may include the provision of customer support, web hosting providers, account recovery and servicing providers, customer data management and list enhancement companies, companies that fill product orders or coordinate mailings, delivery companies, payment processors, data analysis firms and email service providers. We seek to use service providers who are able to provide appropriate data privacy and security standards.

In the preceding twelve (12) months, Prestige has disclosed the following categories of Personal Information for a business purpose:

Sales of Personal Information

In the past 12 months, Prestige has not “sold” Personal Information subject to the CCPA, including Personal Information of minors under the age of 16. For purposes of this Disclosure, “sold” means the disclosure of Personal Information to a third-party for monetary or other valuable consideration.

Cookies Policy and Statement

Like many websites, Prestige utilizes “cookies” to maintain a record of your visit to the websites and your use of the services. A cookie is a small text file that is transferred by a web server and stored on the hard drive of your computer or mobile device. It can only be read by the server that sent it to you.

Cookies help Prestige improve its services, and to deliver more personalized service by enabling Prestige to estimate audience size and usage patterns; to store information about your preferences; to speed up your searches and to recognize you when you return to the Sites or use the Services.

Most web browsers automatically accept cookies. If you would prefer to prevent your computer from accepting Prestige’s cookies, you may follow your Internet browser’s steps for doing so. Please note, however, that if you do disable cookies from your browser, you may not be able to access certain sections of Prestige’s websites and services.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on the Website.

California Residents: Your Rights and Choices under the California Consumer Protection Act

For California Residents, the California Consumer Protection Act (CCPA) provides consumers with specific rights regarding their Personal Information as defined by the act. This section describes your CCPA rights and how to exercise those rights. Prestige is a financial institution regulated by the Gramm Leach-Bliley Act (see 15 USC 6801-6809) as well as other state and federal privacy regulations which may impact your rights under the CCPA.

You have a right to notice, at or before the point of collection, the categories of personal information to be collected and the purposes for which the categories of personal information shall be used.

ACCESS TO SPECIFIC INFORMATION AND DATA PORTABILITY RIGHTS – CALIFORNIA CONSUMERS

You have the right to request that Prestige disclose certain information to you about our collection, use, disclosure, and sale of your Personal Information over the past 12 months. Once we receive and confirm your verifiable consumer request Prestige will disclose to you:

To exercise the access and data portability rights described above, please submit a verifiable consumer request to us by contacting us at:

https://privacyportal-cdn.onetrust.com/dsarwebform/d4a0994f-b8c5-4582-88f8-1bf98c039609/d6cca444-f2c0-40a2-8408-0d03f8e2191b.html or 866-493-9264

Only you, or a person authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

DELETION REQUEST RIGHTS – CALIFORNIA CONSUMERS

You have the right to request that Prestige delete any of your personal information that we collected from you or maintained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

To exercise the deletion request rights described above, please submit a verifiable consumer request to us by contacting us at:

https://privacyportal-cdn.onetrust.com/dsarwebform/d4a0994f-b8c5-4582-88f8-1bf98c039609/46276f5f-5c2d-47c1-af3a-efadeff529ea.html or 866-493-9264

Only you, or a person authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

The verifiable consumer request must:

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

RESPONSE TIMING

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the need for an extension period.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we provide your personal information in a format that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance either in writing, electronically, or through your account.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

NON-DISCRIMINATION – CALIFORNIA CONSUMERS

You have the right not to receive discriminatory treatment by Prestige for the exercise of any of the privacy rights conferred by the CCPA. We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time.

CONTACT INFORMATION

If you have any questions or comments about your choices and rights regarding the use of your Personal Information under California law, please do not hesitate to contact us at:

Privacy@gopfs.com

866-493-9264

Last Updated: 12/20/2019

Download Privacy Policy