CONTACT INFORMATION
Privacy@gopfs.com
(888) 822-7422
Last Updated: 4/1/2024
Privacy Notice
General Information
This Privacy Notice explains how Prestige Financial Services, Inc. (hereinafter Prestige) shares your personal information with third parties. We respect your privacy and the confidential nature of the information that we gather during the course of our relationship with you.
For our complete privacy practices, including how we collect, use, and disclose your information, please see our Privacy and Data Policy.
Facts - What Does Prestige Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and employment information
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Prestige chooses to share, and whether you can limit this sharing.
Reasons We Share Your Personal Information
| Reasons we can share your personal information | Does Prestige share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes - information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | Yes | Yes |
To Limit Our Sharing
Visit us online at: myprestige.com/html/optout.html or call us at 800-209-6197.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who We Are
Who is providing this notice?
Prestige Financial Services, Inc., operating also as Prestige Finance, 888 Drop My Rate, Prestige Auto, and Rally Motor Credit.
How Prestige Protects Your Information
Security Measures
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Prestige collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or use your credit or debit card
- Pay your bill or give us your contact information
- Provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Limits on Sharing
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Joint Account Implications
What happens when I limit sharing for an account I hold jointly with someone else? Your choices apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include the Larry H. Miller group of companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies. Nonaffiliates we share with can include auto dealerships, service providers, and data processors.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial services companies and automotive research and marketing companies.
State-Specific Information
California Residents
Under California law, we will not share information we collect about you with companies outside of Prestige, unless the law allows.
Vermont Residents
Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows.
Texas Residents
For questions or complaints about this loan, contact Prestige at (888) 822-7422. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
OCCC Address: 2601 N. Lamar Blvd., Austin, Texas 78705
Phone: (800) 538-1579
Fax: (512) 936-7610
Website: occc.texas.gov
Email: consumer.complaints@occc.texas.gov
Questions?
Please call us at (888) 822-7422
Prestige Financial Services, Inc.
351 West Opportunity Way
Draper, UT 84020
Rev. 4/2024